Florida Licensed Public Adjusters — Lic. W806687
24/7
100%
Personalized Attention
1-on-1
Our Process
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02
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A denial does not mean the end of the road. Many claims are rejected due to misunderstandings or incomplete documentation. We review denied claims, identify the issues, and advocate for the compensation you deserve.
What We Handle
Residential
Commercial
Inspections
Detailed inspections, evidence gathering, comprehensive policy review, and professional estimates that strengthen your claim from day one.
About Ladder & Heels
7+
Years Experience
Why Choose Us
24/7
Initial Response
100%
Personalized Attention
1-on-1
Direct Consultation
Our clients say
EXCELLENT Based on 45 reviews Posted on Google Wanda MercadoTrustindex verifies that the original source of the review is Google. Las mejores adjustadoras de todo Kissimmee. Mari es un amor desde que llego a casa siempre estuvo al pendiente de mi caso. Ivette tan dulce y tan paciente con migo. Los recommiendo!!!!Posted on Google maggie martinezTrustindex verifies that the original source of the review is Google. Excelente servicio, diligente, honran lo acordado, se esmeran en que el servicio que ofrecen sea el mejor. Los recomiendo 100%.Posted on Google Vero BrunoTrustindex verifies that the original source of the review is Google. Thankful I found this amazing ladies in my time of need. My ceiling almost caved in and the mold was horrible, my family was getting sick! After months not hearing back from my insurance. I hired Mari Ivelisse and let me tell you in just a few days they finally paid in full. A big beautiful thank you to Ivette she listened to my frustration and helped me with my mortgage. They took care of everything. Now I have a new roof thanks to the help of these ladies. Good bless them.Posted on Google Stryver 141Trustindex verifies that the original source of the review is Google. Had a claim for hurricane damages to my roof. I submitted to the insurance company before I knew what adjuster were, as expected the insurance declined my claim said I had no weather damages. Then I came across this company and let me tell you this ladies made it happen for me. My insurance paid my roof and interior repairs. I cannot be any more satisfied. They answered all my questions kept in touch with me. I am very grateful to Ivette who assisted me in the process for my mortgage and the public adjuster Mari for not taking no for an answer.Posted on Google Jose Luis SosaTrustindex verifies that the original source of the review is Google. En estos tipos de reclamos al seguro muchas cosas pueden ser dificultosas y a pesar de todos los inconvenientes Ladder & Heels lograron el reclamo y trabajaron para que todo se realice satisfactoriamente; gracias por su labor.Posted on Google David HicksTrustindex verifies that the original source of the review is Google. Quick and easy service! The staff was very nice and made it easy to deal with everything.Posted on Google Kendrick RomoTrustindex verifies that the original source of the review is Google. Son muy buenos gracias.Posted on Google Fernando LehnerTrustindex verifies that the original source of the review is Google. Following my back surgery on the day Hurricane Milton hit Clermont, my wife contacted Ladder and Heels. Juli quickly came to our aid. By Sunday, Juli’s team was mitigating the roof damage, and they initiated the insurance claim. I just let them take care of the claim since for a while I was on pain medication. Thanks to their efforts, the insurance company agreed to replace the entire roof and repaint the interior walls. I highly recommend Ladder and Heels, particularly Juli and Mari, for their excellent service.Posted on Google David LorenzoTrustindex verifies that the original source of the review is Google. Excelente trabajo. Satisfecho y agradecido.!!Posted on Google Elsa Martinez EspinosaTrustindex verifies that the original source of the review is Google. Recomiendo esta compañía de reclamo. Muy buen servicio y defienden el interés del cliente con mucha integridadVerified by TrustindexTrustindex verified badge is the Universal Symbol of Trust. Only the greatest companies can get the verified badge who has a review score above 4.5, based on customer reviews over the past 12 months. Read more
Meet the Office
Supervisor / CEO
Mari I. Rivera is a licensed Public Adjuster, entrepreneur, and founder of Ladder & Heels Adjusting LLC, a firm specializing in representing homeowners and business owners in property insurance claims.
With more than six years of experience in the insurance industry, she has successfully represented policyholders in both residential and commercial property claims involving covered losses. Her unwavering commitment to ethics, professionalism, and policyholder advocacy has earned her a reputation as a highly respected professional within the industry.
Mari holds a Bachelor’s degree in Business Administration, as well as two Associate degrees in Medical Assisting and Medical Billing & Coding. She is a member of the Florida Association of Public Insurance Adjusters (FAPIA) and the National Association of Public Insurance Adjusters (NAPIA). She also serves on FAPIA’s Public Relations Committee and was selected as a FAPIA Legislative Ambassador, actively contributing to initiatives that strengthen the public adjusting profession and enhance consumer protection throughout Florida.
In addition to her insurance career, Mari serves as Director of Trustees for the Puerto Rican Chamber of Commerce of Central Florida, where she works to strengthen business relationships, foster economic growth within the business community, and promote Hispanic leadership.
Through her technical expertise, leadership, integrity, and commitment to service, Mari I. Rivera has established herself as a respected leader in the community and a trusted voice in the insurance industry. She is dedicated to educating, guiding, and advocating for her clients while protecting their interests with excellence, professionalism, and unwavering integrity.
Office Manager
Office Manager · G111510
Ivette takes great pride in being part of Ladder & Heels Adjusting from day one, serving as Office Manager and contributing to the company’s growth since its earliest beginnings. With solid experience in customer service and knowledge of insurance claims handling, she brings organization, professionalism, and an approach centered on the needs of each client.
As Office Manager, Ivette helps oversee daily administrative operations while providing support to both the team and our clients throughout the entire claims process. Her excellent communication and problem-solving skills help keep operations running efficiently and ensure that every client receives the personalized attention and service they deserve.
Ivette feels deeply proud to be an original member of the Ladder & Heels Adjusting team and to have been part of its journey and growth from the very start. She remains committed to the company’s development and to our mission of delivering professional, attentive, and exceptional service to each and every one of our clients.
Public Adjuster
Inspection & Insurance Claims Expert · W723929
With more than 25 years of experience in home improvement and strategic planning for multinational corporations, Salvador Santana brings an exceptional level of precision and technical expertise to every property inspection. Based in Central Florida, he leverages his extensive background to identify hidden damage and ensure his clients’ insurance claims are evaluated with the highest standards of integrity and transparency.
Committed to excellence and community leadership, Salvador’s dedication is reflected in his participation in the City of Orlando’s School of Government program (2026). His professionalism, honesty, and client-first approach make him a trusted advocate, focused on protecting his clients’ property and financial interests throughout the claims process.
Before & After
Trusted & CREDENTIALED
We hold ourselves to the highest professional standards. Our memberships and accreditations reflect our commitment to ethics, expertise, and advocacy for every policyholder we serve.

Recognized by the Better Business Bureau for our commitment to trust, transparency, and ethical business practices.

Proud members of the Florida Association of Public Insurance Adjusters, upholding the profession's standards statewide.

Members of the National Association of Public Insurance Adjusters, the nation's leading body for licensed adjusters.

Active members of the Puerto Rican Chamber of Commerce of Florida, strengthening our ties to the community we proudly serve.
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